Go to Top

401(K) Rollovers

Most people have worked for a large company or state employer during their lifetime. When they retire they must do something with their 401(k). We will conduct a comprehensive review of your existing 401(k) and help you transition this to an IRA in your name. We will explain how your beneficiaries can inherit your IRA (when you are no longer here) and “stretch” the payments of the IRA over their life expectancy so as to minimize federal income tax. This is known as the “stretch” IRA concept. This is not a produce, but a process.


401 (K) Articles

What Are My Retirement Planning Options?

There are a variety of retirement planning options that can meet your needs. Your employer funds some; you fund some. Bear in mind that, in most cases, early withdrawals before age 59½ may be subject to a 10% federal income tax penalty. The latest date to begin required minimum distributions is usually April 1 of the year after

Read More

What Is an IRA Rollover?

If you leave a job or retire, you might want to transfer the money you’ve invested in one or more employer-sponsored retirement plans to an individual retirement account (IRA). An IRA rollover is an effective way to keep your money accumulating tax deferred.

Using an IRA rollover, you transfer your retirement savings to an

Read More

What Is a “Stretch” IRA?

Finding a method to leave a lasting legacy to your loved ones without increasing their tax burdens can be difficult and complicated. A “stretch” IRA may be a useful approach that can benefit your heirs for generations to come.

A stretch IRA is not a special type of IRA but rather a term frequently

Read More

Check the background of this investment professionalCLICK HERE